Higher LTV
Explore construction financing based on available equity and the projected completed value.
ADU CONSTRUCTION LOANS FOR REAL ESTATE INVESTORS
Build More Rental Units.
Keep More of Your Cash.
Your property's equity could help finance your next income-producing ADU project.
Why tie up more of your own money than necessary? Explore high-leverage ADU construction financing to expand rental capacity, unlock your property's potential, and preserve capital for your next investment.
Higher LTV OptionsMinimal Cash to Close*No Seasoning*No Income Documentation*
See How Much I May Qualify For →No initial hard credit inquiry. No obligation.
THE GAC FINANCING ADVANTAGE
More Financing Flexibility. Less Cash Tied Up.
Minimal Cash to Close
Keep more of your working capital available for the next investment.
No Seasoning
Recently acquired the property? Eligible programs may not require an ownership waiting period.
No Income Documentation
Eligible asset-based programs may not require traditional personal income documentation.
YOUR PROPERTY. YOUR NEXT OPPORTUNITY.
Don't Let Your Property's Potential Go Untapped.
Whether you're planning one detached ADU or multiple rental units, the right construction financing may help you move forward without unnecessarily draining your reserves.
GAC Capital Advisors helps investors explore financing that considers property equity, the construction budget, and anticipated completed value.
Explore My Financing Options →One ADU or Multiple Units. Let's Talk Financing.
Detached ADUs
Add a separate rental residence to an eligible investment property.
Multiple ADUs
Explore financing for projects adding several rental units.
Garage Conversions
Convert an existing structure into rentable living space.
Recently Purchased
Ask about options without minimum ownership seasoning.
QUICK PROJECT PRE-QUALIFICATION
Your Property Could Qualify for More Financing Than You Think.
Tell us about your investment property and ADU construction plans. We'll use your information to help assess potential financing options.
Just 3 Simple Steps
Property details → Construction plans → Contact and SMS verification
No borrower account, tax returns, or pay stubs required to submit an initial inquiry.
Questions? 623.444.5555
Qualify Your ADU ProjectStep 1 of 3
Business-purpose financing for non-owner-occupied investment properties only.
Frequently Asked Questions
Can I qualify without income documentation?
Some asset-based programs do not require traditional personal income documents. All loans are subject to underwriting.
Is there a waiting period after purchase?
Eligible programs may have no ownership seasoning requirement. We still request purchase date and price to evaluate the transaction.
Can I finance multiple ADUs?
Potentially, depending on zoning, permitting, property type, construction feasibility, and lender criteria.
How much cash will I need?
Actual cash-to-close depends on property equity, lender leverage limits, reserves, construction budget, and closing expenses.
Put Your Property to Work.
Keep More of Your Cash.
Start with a quick pre-qualification for your next ADU investment project.
See If My Project Qualifies →